These terms cover how you may use the Debt Clearing Solutions website, and what applies once you ask us to connect you with a personal loan lender. Using this site, or sending us a request, means you've agreed to them, so it's worth the few minutes it takes to read them first.
Welcome to Debt Clearing Solutions. Whether you're only looking around, weighing your options, or asking us to connect you with a personal loan lender, using the site means you accept the terms on this page. Please read all the way through before you go any further.
Before you continue: if any part of these terms doesn't sit right with you, please don't submit your information. You're welcome to stop here, no explanation needed.
This site exists for one reason: to connect you with a personal loan lender that works with situations like yours. Debt Clearing Solutions grants you a limited, non-exclusive, non-transferable right to use it for that purpose. In exchange, we ask that you don't:
If any of these rules are broken, we may suspend or end your access at any time, at our discretion and without notice.
Debt Clearing Solutions is a marketing website. We are not a lender, a loan broker, a law firm or a credit counseling agency. We don't set the rate or terms of any loan, and we have no say in whether a lender approves you. What we do is introduce you to a personal loan lender that works with situations like yours, so you can speak with them directly, with no extra hand-off in between.
Sending a request through this site does not create a loan, and it doesn't obligate any lender to make you an offer. Every decision from that point forward belongs solely to the lender: whether to extend a loan, on what rate and terms, and how it's structured, all under its own underwriting standards and the laws that apply to it.
We connect; we don't lend. Your details may be shared with lenders in our network, and those lenders may compensate us for the introduction. You are never charged to use Debt Clearing Solutions.
Everything on this site, including its articles, tools and guides, is meant to inform, not to advise. None of it is financial, legal, tax or credit counseling advice. Before you take on a new loan or make any significant financial decision, talk to a qualified professional who knows your full situation.
We work to keep our content accurate and current, but Debt Clearing Solutions makes no warranty, express or implied, about its accuracy, completeness or fitness for any particular purpose. Anything you choose to do based on this site is at your own risk.
Any figures, rates or example scenarios that appear on this site are illustrations only. They are not promises, and they don't reflect what a specific lender will offer or what you personally will qualify for. What a lender proposes, if anything, depends entirely on its own review of your credit, income and circumstances once you're connected.
This site links to, and works alongside, personal loan lenders, service providers and other outside websites. Debt Clearing Solutions isn't responsible for their accuracy, practices, security or content. Any agreement you enter with a lender is between you and that lender alone.
Before you accept an offer, take the time to read that lender's own terms, fees and privacy policy in full.
To the fullest extent the law allows, Debt Clearing Solutions and its officers, directors, employees, agents and successors are not liable for any indirect, incidental, punitive, special or consequential damages, including lost revenue or data, arising from:
These terms are governed by the laws of the State of North Carolina, without regard to its conflict-of-law rules. Any dispute arising out of or relating to these terms will be decided exclusively by the courts of Mecklenburg County, North Carolina.
We may update these terms from time to time. Continuing to use the site after an update means you accept the revised version. The current terms are always the ones posted on this page.
Have a question about these terms, or about anything else? Here's how to reach us:
Important disclosures: Debt Clearing Solutions is a marketing website that connects consumers with third-party personal loan lenders. It is not a lender, broker, law firm or credit counseling agency, and it does not provide legal, tax or financial advice. Debt Clearing Solutions does not set, and has no control over, any loan's rate, terms or approval; those are determined solely by the lender you're connected to. There is no fee to use Debt Clearing Solutions. Loan products, rates and terms vary by lender, are not offered to every applicant and are not available in every state. Approval is not guaranteed, and neither Debt Clearing Solutions nor any lender in its network promises a specific rate, term or amount. Taking on a new loan is a financial decision with real consequences, so review every offer carefully, including its rate, fees and repayment terms, before you agree to anything. Debt Clearing Solutions may be compensated by lenders in its network for connections made through this site. Please review the Terms & Conditions and Privacy Policy before submitting any information.
Important Lending, Financial Services, E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures
Lead Generator & Service Disclosure: Debt Clearing is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.
TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Debt Clearing and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.