Free to check
Getting connected through Debt Clearing Solutions carries no charge, whichever lender you end up speaking with.
No fee to browse. Accepting remains optional.
Scattered debts. A streamlined plan ahead.
Debt Clearing Solutions puts you in touch with a direct funder able to evaluate bundling your unsecured debts into a new loan, on conditions reflecting your individual situation.
Exploring available choices typically opens with a preliminary inquiry that won't dent your credit profile.
- No cost to lookChecking is free
- Straight to a lenderNo call-center relay
- Your call, alwaysNothing final until you say so
01 The tangle
Scattered accounts make it hard to see clearly.
Each card, loan and bill has its own lender, its own minimum and its own due date. Even when every account is current, keeping them all straight takes constant effort.
A single personal loan used to combine those balances swaps the scatter for one lender, one payment date and one contact.
- Credit cards
- Store cards
- Personal loans
- Medical bills
- Other unsecured balances
What you may qualify for depends on your credit, income and current balances. A lender can walk through the details with you.
- One lender to talk to
- One due date to track
- One number to call
02 How it works
Three steps. No pressure at any of them.
You'll be introduced to a real lender rather than dropped into an automated queue. Here's how it goes once you reach out.
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Tell us what you're carrying
Answer a few short questions about your balances and what you'd like a loan to simplify. No documents are needed up front.
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Meet your lender
We introduce you directly to one personal loan lender that works with situations like yours, instead of sharing your details with a crowd of companies.
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Review, then decide
Read the offer, ask whatever you like, and make the decision at your own pace. Nothing becomes final until you say so.
03 Why us
Built around one idea: make the next step simpler.
Fewer hand-offs, a direct line to a lender, and a clear view of what happens next.
Your information stays close
Your details are encrypted in transit and shared only with the lender you're connected to, not passed around unrelated call centers.
One conversation, not many
You're introduced to a single lender, so your phone isn't handed around a long list of companies competing for your attention.
Suited to accounts that have piled up
This route tends to fit best when several ongoing balances need combining. A lender can tell you plainly whether that's you.
04 Is this for you?
See if any of this sounds like you.
You don't need perfect credit or a fully mapped-out budget. You only need to be willing to look at where things actually stand.
Nothing selected yet.
Combining balances into one loan isn't right for everyone. That's why we connect you with a lender who'll tell you honestly whether it fits, rather than pushing you toward it.
05 Stories
In their own words.
A few people we've connected with a lender.
I kept a running list in my phone just to remember what was due and to whom. Seeing it come down to one lender felt like setting down a heavy bag.
A real person answered my questions. Nobody rushed me, and that changed how I felt about the whole thing.
I got to read the entire offer before deciding anything. That kind of respect is rare.
06 Questions
Questions people ask first.
Straight answers, before you share anything.
Getting connected usually begins with a soft inquiry, if an inquiry is made at all, so it generally won't affect your score. If you choose to move forward, ask your lender how their own process works before you sign anything.
No. We're a connection service, not a lender. We introduce you to a personal loan lender that works with situations like yours. We don't lend money, and we don't set the rate, terms or approval for any loan.
There's no charge to use Debt Clearing Solutions. Any rate, fees and repayment terms come from the lender, and they're explained to you before you agree to anything.
Lenders we work with typically consider unsecured balances, such as credit cards, existing personal loans and medical bills. Secured debts like a mortgage or an auto loan usually aren't included.
Not necessarily. Lenders weigh your credit, income and existing balances together, and what's offered differs from person to person. Approval isn't guaranteed, and a lender can tell you where you stand.
A lender reviews your information and reaches out to talk through what may be available. How quickly that happens depends on the lender and your details, and they can give you a realistic sense of what to expect.
Your details are encrypted in transit and shared only with the lender you're connected to. They aren't sold to unrelated third parties or call centers.
Still have a question?Talk to a person. We're glad to help.
Call us(877) 261-0017
Ready to see what one loan could replace?
Checking costs nothing and commits you to nothing. At the very least, you'll understand your options better than before you started.
- No cost to check your options
- No obligation to accept an offer
- Direct contact with a real lender
Prefer to talk first?
(877) 261-0017
Speak with a person who can answer your questions before you share anything online.
Continue your request
See what fits your budget.
Share a few details below and a lender in our network can review combining your balances into a single loan. Approval, amount, rate and terms are decided solely by the lender.
No cost to check your options
Review timing varies by lender — no obligation to move forward
Your details are encrypted in transit
Prefer to talk? Call (877) 261-0017
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